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Michigan Insurance Group 

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13100 168th Avenue, Grand Haven, MI 49417

1373 E. LAKETON AVE. Suite A, MUSKEGON, MI 49442

PHONE: 616.755.3000 | PHONE: 231.755.3000 | FAX: 231.755.3002

Email: info@michiganrisk.com

Protection for your safe haven. 

Flood insurance 


What would you do if your home and possessions were ruined in a flood? Many homeowners are unaware that their home insurance does not cover flood damage. The following are some of the options that can be included in your flood policy.


Dwelling coverage can include:

Insured building and its foundation

Electric and plumbing of insured building

Carpeting and flooring

AC Units, furnaces and water heaters

Built in appliances


Contents coverage can include:

Clothing and furniture

Electronic devices

Portable household appliances


A few facts about floods:

Floods happen everywhere

Flood insurance is backed by the Government

Flood insurance covers clean up expenses

Flood insurance policies have a 30 day wait period before

they are effective.

25% of flood insurance claims are made by owners in

low-to-moderate risk areas. 


Do not assume the area you reside in will not flood.

Do not wait until a flood is imminent to purchase a flood

insurance policy. 


For more information simply fill out our flood insurance contact form.

CALL 616-755-3000